Wednesday, September 28, 2016

Insights into Successful Investing

The basis of excellent investing for the last 80 years by successful
investors like Warren Buffett, and it will be the basis of excellent investing 80
years from now. First, understand that Rule # 1 literally is “Don’t Lose Money,” but
what it means in practical terms is to invest with certainty. Certainty comes from
this: buying a wonderful business at an attractive price. The word wonderful
actually encompasses three out of four elements in the Four Ms.
An attractive price means you’re getting a deal. Look for a business with a large
Margin of Safety (MOS). A nice MOS is buying a dollar of value for fifty cents.
Once you know what a business is worth, try to buy it for half price. 50% off is an
attractive price.
These four topics will be your signposts as you travel the path to the perfect
investment. They are an easy way of recalling the steps you need to take from
beginning to end.
In thinking about the process of finding wonderful companies at attractive
prices, it helps to think of what I call the Four Ms: Meaning, Moat, Man-
agement, and Margin of Safety.
These four topics will be your signposts as you travel the path to the perfect investment. 
They are an easy way of recalling the steps you need to take from beginning to end.
The easiest way to understanding the Four Ms, and the best way to use them in evaluating 
a business you are deciding to invest in, is to think of them as the following questions:
 1. Does the business have Meaning to you?
 2. Does the business have a wide Moat?
 3. Does the business have great Management?
 4. Does the business have a wide Margin of Safety?
If you can answer a big unconditional YES to all four of these questions, you’ll know if this 
business is one you want to buy. 
*If you’re unsure what some of these terms mean, don’t worry we’ll explain throughout 
this guide.
For a beginning investor, these four questions can be intimidating and scary. I have good 
news. First, it used to take a lot of time to figure this stuff out, but now, with access to the 
right tools, that’s no longer true. Second, you only have to find a few businesses you can 
say yes to, and you’re pretty much set for a while. From that point on, just monitor your 
Investments – OlayinkaOyelamiCorporation (OOCORP)

Bank of America streamlined business services quicker with access to funds the right checking, credit cards, loans and lines of credit. Get stated here with online and mobile banking



Financial stability isn’t necessarily about how much you make, but how you choose to spend it. Budget planning is the act of making sure you’re spending what you receive in all the right places.

The first step to money management and financial stability is creating a monthly budget. This may sound intimidating at first, but budget planning is worth the investment if you’re not doing it already. Read more...Finance

Monday, September 5, 2016

Top Funding Sources For Your Small business

Despite setting what seem like realistic business and personal goals, you often fall just short of them. Even if you have a handle on some aspects of your business, others don’t quite hit the mark, and you don’t know how to fix them.

You KNOW you’re destined for greatness — you can taste it — but you spend quite a bit of time feeling frustrated with what you haven’t accomplished. It doesn’t have to be this way.

Success leaves tracks. In other words, if you study — and follow — the steps other successful business owners have taken, you, too, can (and will) achieve success.

It’s complicated. Business success comprises so many facets, and weaknesses in any one of them can lead to underachievement. Learn the skills, strategies and techniques you need to propel your profits by increasing your sales and winning the hearts of your customers.

Discover the amazing features of FXTM Invest – the modern investment program where investors can follow suitable traders and make money anytime those traders profit!

This is perfect opportunity to network with traders and local investors, and gain the knowledge needed to grow your business. Get Stated here   

Every year, grants, loans and alternative funding provide hundreds of millions of pounds in growth finance for small businesses. Good news for an ambitious start-up, but how can you take advantage?
Here, we’ll cover off the top funding sources for small businesses right now, with a few examples to get your research started.

Get support with a start-up loan

You may have noticed that small businesses and self-employed people are all over the big banks’ advertising right now. And for good reason; small-to-medium-sized enterprises (SMEs) make up a key part of the working population.
The numbers are only growing, and with that comes choice. But with literally thousands of options, where do you start?

That depends on a few key questions. Before you start approaching banks and lenders, get straight with how long you need the money for, how much you need, and what is going to be your security, in order to secure your loan.
Banks will ask these questions almost straight off the bat, so being prepared is key. Remember though, this is positive; you’re asking for money to grow your business. It’s as much about what the lender can do for you, so research, compare and ask around.
Start Up Loans could be a good place to start. They’re independent, and the organisation has years of experience in supporting small businesses.

A bank loan and overdraft

You could pop in to any high street bank branch, and ask for an appointment with their small business banking representative. Even if that branch doesn’t cover small business facilities, they should be able to point you to the nearest one that does, and give you some paperwork to read.
Banks may brand their SME financing as a ‘fund’, ‘scheme’ or ‘programme’ (and some campaigns may float your boat more than others), but in reality, any financing will be in the form of a loan, and an overdraft, so pretty traditional.
All the usual suspects will have a bank loan for small business package, so do an online business bank account comparison with a service like MoneySavingExpertbefore you hit the high street.
If you’re a little way down the line, venture capital may suit your business better. Either way, the Private Equity & Venture Capital Association is worth a look.

Incubators and accelerators

You know something’s hot when it involves the word ‘incubator’. And right now, SME facilitation is hot property, for brands, boroughs and bigger businesses.
Incubators provide office space and support (which can include funding) for small businesses, plus a ready-made networking hotbed. Accelerators do much the same, but on a temporary-basis, helping small businesses focus on growth over a period of weeks, or months.
Finding an incubator or accelerator that works for your set-up is pretty easy. You just need to research and get yourself used to an external space, rather than your kitchen table office.  Get the security of a business line of credit today. Qualify for a line up to $100,000 in minutes. No cost or obligation to draw funds. Take only what you need, when you need it. Pay only for what you take. Access your cash 24/7.Claim Offer here 

Funding can be part of the discussion if that’s what you’re after. A quick Google search will yield some comprehensive lists of who to approach, and incubators are a big part of many regional or local business support centres and networks.

Asking family or friends for a business loan

Whether it’s a grand for a new laptop or a much bigger, growth-intended loan, the clear advantage with sorting out a family loan is just that, familiarity. There are no rigorous application procedures or interviews (or maybe there are, and kudos if so!), and you can probably rely on less stringent repayment terms.
However, the phrase ‘money and friends don’t mix’ is worth considering, if not heeding. If you’re asking family or friends to part with cash to fund your business, they (and you) must set out clear terms, and an expected repayment schedule, as appropriate. Consider taking legal advice if it’s a bigger loan, and set everything out in writing, so that you can revisit and enjoy watching the business grow, from the same page.  Customized small business banking solutions to improve your cash flow and streamline your business. Claim Offer here 

Sunday, August 21, 2016

What makes a good company to invest in and what makes a bad one?

Often times we are inundated with overloads of information that is either irrelevant or just too complicated to really provide any sort of advice.

There are four simple rules that would provide massive returns on your next investment and doesn't require rocket science to understand?

You might be a little skeptical, but I assure you these rules can make the difference between a winning investment and a loser.

By knowing the four cardinal red flags, you will have the tools at your disposal to intelligently and confidently decide whether or not this company is worth your hard earned dollars.

So, what are these four cardinal red flags?

1. If you don’t understand the industry your business is in, then you can’t possibly have a good enough grip on it to own stock in it.

2. Be careful of this one! It’s easy to assume big numbers will continue to be big numbers. Big numbers, as you may know, lead to big valuations. And big valuations can get you in trouble. It’s far better to be realistic. Make conservative assumptions about the future.

3.  Company’s durable competitive advantage. Moats can be deceiving, but this goes back to understanding the business well enough to distinguish between a real and fake moat. Do not invest in a business without a real Moat.

4. And finally, if you don’t have passion and enthusiasm for your business, then you shouldn't own a piece of it, because you’re going to have to keep up with it once you own it. And if you aren’t into the business, you won’t keep up with it. It’s a huge mistake to buy it and forget about it.

Discover the amazing features of FXTM Invest – the modern investment program where investors can follow suitable traders and make money anytime those traders profit!

This is perfect opportunity to network with traders and local investors, and gain the knowledge needed to grow your business. Get Stated here   

Get more insights here Investments – OlayinkaOyelamiCorporation (OOCORP) on good company to invest in

Saturday, August 20, 2016

Are you living the life you were created for?

Self-Help: Are you living the life you were created for? Is your life FILLED with, health, energy, wealth, joy and free time? Then today is the day YOU start to create your Perfect Lifestyle.

Everyone wants to be physically healthy. You want to be mentally healthy as well. Think about it. Don’t you? The true measure of “mental fitness” is how optimistic you are about yourself and your life. You will get insights here on how to control your thinking in very specific ways so that you feel terrific about yourself and your situation, no matter what happens.

Control Your Reactions and Responses

There are three basic differences in the reactions of optimists and pessimists. The first difference is that the optimist sees a setback as temporary, while the pessimist sees it as permanent. The optimist sees an unfortunate event, such as an order that falls through or a sales call that fails, as a temporary event, something that is limited in time and that has no real impact on the future. The pessimist, on the other hand, sees negative events as permanent, as part of life and destiny.

Isolate the Incident

The second difference between the optimist and the pessimist is that the optimist sees difficulties as specific, while the pessimist sees them as pervasive. This means that when things go wrong for the optimist, he looks at the event as an isolated incident largely disconnected from other things that are going on in his life.

See Setbacks As Temporary Events

For example, if something you were counting on failed to materialize and you interpreted it to yourself as being an unfortunate event, but something that happens in the course of life and business, you would be reacting like an optimist. The pessimist, on the other hand, sees disappointments as being pervasive. That is, to him they are indications of a problem or shortcoming that pervades every area of life.

Don't Take Failure Personally

The third difference between optimists and pessimists is that optimists see events as external, while pessimists interpret events as personal. When things go wrong, the optimist will tend to see the setback as resulting from external factors over which one has little control.

If the optimist is cut off in traffic, for example, instead of getting angry or upset, he will simply downgrade the importance of the event by saying something like, “Oh, well, I guess that person is just having a bad day.”

The pessimist on the other hand, has a tendency to take everything personally. If the pessimist is cut off in traffic, he will react as though the other driver has deliberately acted to upset and frustrate him.

Remain Calm and Objective

The hallmark of the fully mature, fully functioning, self-actualizing personality is the ability to be objective and unemotional when caught up in the inevitable storms of daily life. The superior person has the ability to continue talking to himself in a positive and optimistic way, keeping his mind calm, clear and completely under control. The mature personality is more relaxed and aware and capable of interpreting events more realistically and less emotionally than is the immature personality. As a result, the mature person exerts a far greater sense of control and influence over his environment, and is far less likely to be angry, upset, or distracted.

Take the Long View

Look upon the inevitable setbacks that you face as being temporary, specific and external. View the negative situation as a single event that is not connected to other potential events and that is caused largely by external factors over which you can have little control. Simply refuse to see the event as being in any way permanent, pervasive or indicative of personal incompetence of inability.

Resolve to think like an optimist, no matter what happens. You may not be able to control events but you can control the way you react to them.

Action Exercises

Now, here are three actions you can take immediately to put these ideas into action.

First, remind yourself continually that setbacks are only temporary, they will soon be past and nothing is as serious as you think it is.

Second, look upon each problem as a specific event, not connected to other events and not indicative of a pattern of any kind. Deal with it and get on with your life.

Third, recognize that when things go wrong, they are usually caused by a variety of external events. Say to yourself, “What can’t be cured must be endured,” and then get back to thinking about your goals.

WANT MORE INFORMATION? Visit Self-Help:: to learn more

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